Citi Simplicity(R) Card: 0% introductory APR for 18 months

citiCiti Simplicity® Credit Card offers 0% introductory APR on purchases and balance transfers for the first 18 months of cardmembership. (After that, the APR is variable, currently at 12.99% to 21.99%.) Plus, there’s no late fees and no penalty rate. There’s also no annual fee.

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